Certificates of Deposit

Competitive Interest Rates
on a Fixed-Dollar Investment...




High Interest Rates

Our Certificates of Deposit (CDs) and IRAs offer competitively high interest rates on a fixed-dollar investment. You get to choose from a wide range of terms, from 7 days to 5 years.

Minimum Balance to Open the Account

You must deposit $1,000.00 to open this account.

Balance Computation Method

We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Automatically Renewable Time Account

This account will automatically renew at maturity. You may prevent renewal if you withdraw the funds in the account at maturity (or within the grace period mentioned below, if any) or we receive written notice from you within the grace period mentioned below, if any. If you prevent renewal, interest will not accrue after final maturity.

Renewal Term

Each renewal term will be the same as the original term, beginning on the maturity date. The interest rate will be the same posted rate we offer on new time deposits on the maturity date which have the same term, minimum balance (if any) and other features as the original time deposit.

You will have seven calendar days after maturity to withdraw the funds without a penalty. Early withdrawal penalties may apply.